steveincowtown wrote:IMHO, getting TLS is the equivalent of hiring a Paramedic to follow you around in case you are struck by lightning. Yes, it would be nice to have access to immediate care if your were struck, but the chance are so remote that the benefit outweighs the cost.
G26ster wrote:According to their web site, you are only covered if you USE your gun. When I read their contract a while back, that was the case also. As far as I know it does not cover arrests for any other gun related reasons other than USE.
Bart wrote:G26ster wrote:According to their web site, you are only covered if you USE your gun. When I read their contract a while back, that was the case also. As far as I know it does not cover arrests for any other gun related reasons other than USE.
What does USE mean? Shoot? Display? Carry?
zero4o3 wrote:the service is about 10 dollars a month thats 120 a year, and would likley be be less in 20 years then what it would cost to go to court and pay out of pocket.
Jumping Frog wrote:If you are involved in a self defense shooting, do you really think you'll receive $50,000 worth of defense for a $120 premium?
Cobra Medic wrote:Jumping Frog wrote:If you are involved in a self defense shooting, do you really think you'll receive $50,000 worth of defense for a $120 premium?
If your house burns down, do you think you will get a hundred thousand dollars of repairs for a few hundred dollars premium?
Charles L. Cotton wrote:Brian Mobley wrote:I would like to qualify the fact that I am involved with TLS as they discuss part of the Texas penal code in my CHL classes. I have been working with them for a little over a year now and have watched thier client base grow.There are two things that I have decided about them. First and foremost I have mad a consciense decision to use deadly force in a given situation (God forbid that happens) regardless of my "legal coverage". Second, it is a service where if I need them I call one of their attorneys who are on stand by 24/7. It is not a pre-paid legal service, it is truly a retainer for a lawyer. The fact is if anyone is involved in a shooting the police will show up and we will need an attorney. This is not the time to have to find one.
God Bless and Be Safe,
CHL Holder for 13 years
Why do you say it's not pre-paid legal? It is my understanding that the fee paid to Texas Law Shield is a flat fee annually. It's not a retainer unless it's a deposit against future billings.
If you are involved with TLS, please let TexasCHLforum Members know what is not covered; i.e. what will a defendant have to pay for himself or do without at trial. It has also been reported that one of these programs has a clause that allows them to cancel the agreement at any time. Is that TLS?
Again, I'm not recommending to buy or not buy such coverage, but if people are going to pitch these programs here on TexasCHLforum, I want to make sure our Members are thoroughly informed.
1. All of the attorneys that have spoken in our class have repeated that they are not pre-paid legal and are in fact on retainer.
A. What is Covered, ALL charges for fees for attorney time in connection with the Firm's representaion of Client in any criminal procedure in the Sate of Texas arising from the client's use of his or her handgun.
Client hereby employs and retains the Firm for representaion and the Firm hereby accepts this employement, for the limited purpose set out in the contract.
What is NOT covered, Any expenses associated with investigators, expert wtnesses, witnesses, or other persons necessary to assist in the defense of the case, bail bonds, or other court fees, in any.
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