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Another option is to pocket carry one of your J frames. I sometimes pocket carry a Kel Tec P 11 either as a primary or a secondary gun. I made my own holster but have also used a Nemesis which works very well. Nemesis pocket holsters are in the $25 range as well. http://www.desantisholster.com/n38.html" onclick="window.open(this.href);return false; You do need to have pants with pockets that are big enough to carry this off. Having said that I pocket carry on Sunday's in a suit pants with no problem

I really don't like carrying IWB either and tend to be a cheapskate. I have found that I really like Don Hume JIT holsters (http://www.gunnersalley.com/product/JIT ... lster.html" onclick="window.open(this.href);return false;) and High Noon belt slides (http://www.highnoonholsters.com/Product ... _skin.html" onclick="window.open(this.href);return false;). Both are in th $25-40 range which is about as cheap as it gets for a decent holster. I have a Sig 229 that I occasionally carry with a JIT and I usually carry a Browning Hi Power in either a JIT or a High Noon belt slide. You just have to wear shirts that are big enough to cover. I would also suggest you get a good belt. Boston Leather makes some decent belts that are fairly inexpensive. I have a couple of Wilderness belts as well and love them. A good belt makes a huge difference.