Carry Insurance

CHL discussions that do not fit into more specific topics

Moderators: Charles L. Cotton, carlson1


On_Code
Junior Member
Posts in topic: 1
Posts: 20
Joined: Tue Feb 05, 2019 10:14 am

Re: Carry Insurance

#16

Post by On_Code » Mon Aug 12, 2019 8:39 am

I suggest USCCA. They cover all the bases, the price is fair & reasonable plus there is a ton of educational resources.


Jose_in_Dallas
Senior Member
Posts in topic: 1
Posts: 329
Joined: Thu Oct 10, 2013 5:59 pm

Re: Carry Insurance

#17

Post by Jose_in_Dallas » Fri Sep 13, 2019 6:31 pm

So just curious but has anyone who has carry insurance have to use it before? Thinking about getting insurance but looking for real life experience from someone who has had to use it before.

User avatar

oljames3
Senior Member
Posts in topic: 2
Posts: 3105
Joined: Sat Jun 14, 2014 1:21 pm
Location: Elgin, Texas
Contact:

Re: Carry Insurance

#18

Post by oljames3 » Fri Sep 13, 2019 7:59 pm

Jose_in_Dallas wrote:
Fri Sep 13, 2019 6:31 pm
So just curious but has anyone who has carry insurance have to use it before? Thinking about getting insurance but looking for real life experience from someone who has had to use it before.
Choosing a legal plan is not unlike choosing a self-defense firearm. What matters to me will probably not matter to you. My extended family and I are all members of US LawShield.

I do, however, personally know someone who has had to use his plan. John Daub lives in Austin and is Senior Instructor at KR Training. I'm taking my three sons to his Defensive Pistol Skills 1 class on 21 SEP 19. In 2015, he had to defend his family. He is a member of the Armed Citizens Legal Defense Network. This link is to an article describing John's incident, written by Massad Ayoob. https://americanhandgunner.com/the-ayoo ... -incident/

I have heard John recount the event. He was satisfied with the support ACLDN provided and is still a member.

I have had occasion to hear the US LawShield program attorney who would represent me in court recount, in general terms, cases he has tried in central Texas. Here is a link to a US LawShield YouTube video describing three member incidents. The other legal plans have similar depictions on their web sites.
https://www.youtube.com/watch?v=Di4K-s3BKEY
O. Lee James, III Captain, US Army (Retired 2012), Honorable Order of St. Barbara
2/19FA, 1st Cavalry Division 73-78; 56FA BDE (Pershing) 78-81
NRA Distinguished Life Member (Disabled Vet), TSRA, NAR L1


Russell
Senior Member
Posts in topic: 2
Posts: 2843
Joined: Sat May 20, 2006 12:46 pm

Re: Carry Insurance

#19

Post by Russell » Mon Sep 16, 2019 6:54 pm

This is a good comparison document I found. I shared it out here: https://cloud.eggycrew.com/f/aecf4efc84324c0e955d/
http://www.texas3006.com - Texas 30.06 and 30.07 Signage Database.
Join us on Facebook at http://www.facebook.com/texas3006


Caliber
Member
Posts in topic: 3
Posts: 85
Joined: Mon Nov 14, 2011 3:44 pm

Re: Carry Insurance

#20

Post by Caliber » Tue Sep 17, 2019 12:36 pm

The report is from May 2018, so it might be outdated. I'm surprised these two questions were not included because they are bigees:
1. What are your claim limits, if any?
2. Are civil penalties covered?


Russell
Senior Member
Posts in topic: 2
Posts: 2843
Joined: Sat May 20, 2006 12:46 pm

Re: Carry Insurance

#21

Post by Russell » Tue Sep 17, 2019 5:15 pm

Caliber wrote:
Tue Sep 17, 2019 12:36 pm
The report is from May 2018, so it might be outdated. I'm surprised these two questions were not included because they are bigees:
1. What are your claim limits, if any?
2. Are civil penalties covered?

Those sound like things an umbrella insurance policy would cover more than "lawyer insurance".
http://www.texas3006.com - Texas 30.06 and 30.07 Signage Database.
Join us on Facebook at http://www.facebook.com/texas3006


Caliber
Member
Posts in topic: 3
Posts: 85
Joined: Mon Nov 14, 2011 3:44 pm

Re: Carry Insurance

#22

Post by Caliber » Thu Sep 19, 2019 9:39 am

Russell wrote:
Tue Sep 17, 2019 5:15 pm
Caliber wrote:
Tue Sep 17, 2019 12:36 pm
The report is from May 2018, so it might be outdated. I'm surprised these two questions were not included because they are bigees:
1. What are your claim limits, if any?
2. Are civil penalties covered?

Those sound like things an umbrella insurance policy would cover more than "lawyer insurance".
If you're talking about a home umbrella policy (which "sits on top" of the home general liability policy), then the answer is no it will not. Your home GL and umbrella (if you have one) covers UNINTENTIONAL acts and does not cover INTENTIONAL acts. Pulling the trigger is an INTENTIONAL act.

Post Reply

Return to “General Texas CHL Discussion”