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I keep different magazines loaded with different rounds. I have one I carry when just outside the house doing yardwork, and one for carrying chl. The difference is the rounds. I don't want to waste expensive hollow point rounds on a rattlesnake or other critter, so the around the yard magazine is just loaded up with basic fmj ammo. The defensive ammo is in the other magazine and I just swap them out depending on my route or activities.